Moving Insurance
Purchasing moving insurance can make a lot of sense. Moving to a new house can involve the transfer of good worth tens of thousands of dollars, if not more. No matter how careful you are or your moving company is, items are frequently damaged in a move. Your moving company may be legally obligated to pay only a small portion, if any, of your losses or damage resulting from an accident, fire, or theft.
There is the possibility that your homeowners, condo, or renters insurance policy covers your personal items. However, homeowners or renters policy may also not cover your personal items while in transit. Moving insurance will also protect your items against “acts of God” such as floods and tornadoes. Do you really want to take the chance of being without protection for the value of your personal items?
Moving insurance can include coverage for the following: the moving of household goods, transit of mobile storage, total loss while in transit, moving of office and industrial goods, and electrical and mechanical derangement. It is a great value when you consider nearly all of your valuable personal items would otherwise be largely unprotected during a move.
Separate self-storage insurance can also be purchased in the event your personal belongings will be kept in storage. You will not need to worry about your storage space being sufficiently secure or your items being damaged or destroyed. It can really give you peace of mind while your valuable personal items are in storage.
Any time a move is upcoming, consumers are advised to carefully review all auto, home, renters, and condo insurance policies to understand their coverage as it applies to moving. It may make sense to contact your insurance companies directly to understand your policies as they pertain to moving. Moving insurance can fill in the gaps and be a great way to protect your assets.
Purchasing moving insurance online is simple and convenient. Varying amounts of coverage are offered to fit your needs. You will receive a Certificate of Insurance as proof of your coverage. You will be surprised how affordable moving insurance coverage can be.